Time deposits for pensioners and persons who have reached the age of 55 years (or younger, but having a retirement certificate) and who want to save and increase their own funds.
For opening time deposit customer’s passport is required. For people under 55 years of age a time deposit could be open by providing passport and retirement certificate.
Both depositor or third parties (for example, children / grandchildren and other people) can replenish time deposit.
Product advantages that there is no strict schedule for time deposit replenishments. An additional advantage - the ability to receive accrued time deposit interest on Elcard Pension Card or any other card issued by Kompanion Bank CJSC.
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Product Name |
«Retirement» deposit |
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Product category |
Private deposits. Savings deposit, with replenishment option available. Deposit can be replenished by third parties. |
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Product specification |
Product for the depositors (retirees and over 55 years old individuals) willing not only to save but increase personal funds as well. |
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Currency |
KGS; USD |
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Deposit maturity period |
from 3 to 36 months |
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Minimal amount of initial deposit |
KGS 200; USD 10 |
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Maximum amount of initial deposit |
KGS 20 000 000; USD 250 000 |
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Minimal amount of a single replenishment |
Unrestricted |
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Maximum amount of monthly replenishment |
KGS 3 000 000; USD 15 000 |
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Restrictions on additional replenishments of the Deposit |
Replenishment of the Deposit is not allowed in the following cases: - 2 months before the Deposit expiration date, if the Deposit was opened for the term from 6 to 12 months; - 3 months before the Deposit expiration date, if the Deposit was opened for the term of 12 months and more. |
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Deposit type |
Fixed-term savings deposit |
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Interest capitalization |
Not available |
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Partial withdrawal |
Not available |
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Disbursement of interest |
On a monthly basis. The interest can be transferred to the Retiree card account or any other account at the depositor’s convenience. |
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Requisite documents/terms |
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Premature withdrawal |
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Additional information |
Automatic renewal of the deposit contract is not available. In case the depositor would like to extend the contract, he should inform the bank and confirm the new contract terms, at least 3 (three) days prior to the date of deposit maturity. In case of depositor’s absence and failure to claim the deposit funds on the deposit maturity date, Bank transfers the deposit funds and accrued interest to the on-demand account of Depositor. |
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Прочие условия |
«Kompanion Bank» CJSC reserves the right to establish individual interest rates on deposits depending on its amount and maturity period. |
Effective interest rate in KGS up to 14.92%
Effective interest rate in US dollars up to 2.53%
Kompanion Bank CJSC reserves the right to establish tailored interest rates on deposits depending on a deposit period and amount.
| Currency | 3 months | 6 months | 9 months | 12 months | 18 months | 2 years | 3 years |
|---|---|---|---|---|---|---|---|
| KGS | 5% | 9% | 11% | 13% | 13% | 14% | 14% |
| USD | 0.5% | 0.5% | 2% | 2.25% | 2.5% | 2.5% |
Annual Interest Rate
Bonus Interest:
Accumulated Amount:
Accrued Interest:
Данные расчеты являются примерными. Более точные расчеты вы можете получить у наших специалистов.
Fill in the application© Kompanion Bank, 2016. NBKR License No. 053
