This product is for depositors who wish to save for a big-budget purchase and build their savings. Additional deposits are allowed.(Above says Not Applicable)
The benefit of this product is the ability to protect your savings against risks of loss, overspending, regardless of income level, thanks to accessible deposit amounts.
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Product Name |
«Savings» deposit |
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Product category |
Private deposits. Savings deposit, with replenishment option available. Deposit can be replenished by third parties. |
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Currency |
KGS, RUB |
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Deposit maturity period |
in KGS 3 to 36 months, in RUB 3 to 12 months |
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Minimal amount of initial deposit |
KGS 200, RUB 1000 |
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Maximum amount of initial deposit |
KGS 20 000 000, RUB 15 000 000 |
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Minimal amount of a single replenishment |
Unrestricted |
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Maximum amount of monthly replenishment |
KGS 3 000 000, RUB 3 000 000 |
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Restrictions on additional replenishments of the Deposit |
Replenishment of the Deposit is not allowed in the following cases: - 2 months before the Deposit expiration date, if the Deposit was opened for the term from 6 to 12 months; - 3 months before the Deposit expiration date, if the Deposit was opened for the term of 12 months and more. |
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Deposit type |
Fixed term savings deposit |
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Interest capitalization |
On a quarterly basis, according to interest capitalization dates (the same day of each month, similar to the date of signing the Deposit contract), by transferring to the on-demand account. |
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Partial withdrawal |
Not available |
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Disbursement of interest |
Not available |
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Consignation of initial deposit |
On the day of signing the contract |
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Premature withdrawal |
The maximum maturity of deposit is 36 months, with the option of premature withdrawal. In case of premature withdrawal of deposit initiated by depositor, the interests are recalculated and disbursed according to the following procedure:
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Additional information |
Automatic renewal of the deposit contract is not available. In case the depositor would like to extend the contract, he should inform the bank and confirm the new contract terms, at least 3 (three) days prior to the date of deposit maturity. In case of depositor’s absence and failure to claim the deposit funds on the deposit maturity date, Bank transfers the deposit funds and accrued interest to the on-demand account of Depositor. |
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Other terms |
«Kompanion Bank» CJSC reserves the right to establish individual interest rates on deposits depending on its amount and maturity period. |
*Compound interest is interest calculated on the accumulated interest of a deposit. The accrued interest is added to a deposit amount every three months on the same dates as the date of a deposit agreement.
*Effective interest rate in KGS – up to 13.63%.
*Effective interest rate in RUB – up to 3.54%.
Kompanion Bank CJSC reserves the right to establish tailored interest rates on deposits depending on a deposit period and amount.
| Currency | 3 months | 6 months | 9 months | 12 months | 18 months | 2 years | 3 years |
|---|---|---|---|---|---|---|---|
| KGS | 5% | 9% | 11% | 12.5% | 12.5% | 13% | 13% |
| RUB | 2% | 3% | 3.5% |
Annual Interest Rate
Bonus Interest:
Accumulated Amount:
Accrued Interest:
Данные расчеты являются примерными. Более точные расчеты вы можете получить у наших специалистов.
Fill in the application© Kompanion Bank, 2016. NBKR License No. 053
