Deposits

Savings deposit

This product is for depositors who wish to save for a big-budget purchase and build their savings. Additional deposits are allowed.(Above says Not Applicable)

The benefit of this product is the ability to protect your savings against risks of loss, overspending, regardless of income level, thanks to accessible deposit amounts.

Currency KGS, RUB 
Deposit period KGS from 6 to 36 months, RUB from 3 to 12 months

Minimum initial deposit amount

KGS 1,000, RUB 1,000

Maximum initial deposit amount

No limits

Minimum amount of one-time additional deposit

No limits

Maximum monthly replenishment amount

KGS 1 000 000, RUB 1 000 000

Compound interest*

Quarterly, on scheduled interest payment dates (a day of every third month similar to the date of the Deposit Agreement)

Partial withdrawal

Not applicable

Premature withdrawal 

The maximum maturity of deposit is 36 months, with the option of premature withdrawal. In case of premature withdrawal of deposit initiated by depositor, the interests are recalculated and disbursed according to the following procedure:

• In case of withdrawal at the maturity of 12 months or more (the funds remained on the account for 12 months or more) – recalculation by 3% interest rate;

• In case of less than 12 months – by 0% interest rate In case of premature withdrawal, the interest rate on disbursed interests cannot be lower than interest rates on demand deposits effective on the date of withdrawal.

Additional information 

Automatic renewal of the deposit contract is not available. In case the depositor would like to extend the contract, he should inform the bank and confirm the new contract terms, at least 3 (three) days prior to the date of deposit maturity. In case of depositor’s absence and failure to claim the deposit funds on the deposit maturity date, Bank transfers the deposit funds and accrued interest to the ondemand account of Depositor.

*Compound interest is interest calculated on the accumulated interest of a deposit. The accrued interest is added to a deposit amount every three months on the same dates as the date of a deposit agreement.

*Effective interest rate in KGS – up to 12.54%.

*Effective interest rate in RUB – up to 3.54%.

Kompanion Bank CJSC reserves the right to establish tailored interest rates on deposits depending on a deposit period and amount. 

Public offer on conclusion of general bank account agreement

Table of Interest Rates

Currency 3 months 6 months 9 months 12 months 18 months 2 years 3 years
KGS 5.5% 6.5% 11% 11.5% 12% 12%
RUB 2% 3% 3.5% 3.5%

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Calculate savings on a deposit

months

Annual Interest Rate

Bonus Interest:

Accumulated Amount:

Accrued Interest:

Данные расчеты являются примерными. Более точные расчеты вы можете получить у наших специалистов.

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