Time deposit

This product is for depositors who wish to receive maximum income from their deposit.

  1. Savings for the future.
  2. Receiving regular income.
  3. Ensuring safety of savings by placing money with a stable organization.

Minimum deposit amount

KGS 1,000; USD 50

Maximum deposit amount

20 000 000 KGS; 250 000USD;

Type of deposit

Term savings deposit

Additional deposits

Not applicable

Partial withdrawal of the principal

Not applicable

Initial deposit

Within the day from the date of the agreement

Compound interest

Monthly, on scheduled interest payment dates (a day of every month similar to the date of the Deposit Agreement), by transfer to a demand deposit account

Premature withdrawal 

The maximum maturity of deposit is 36 months, with the option of premature withdrawal. In case of premature withdrawal of deposit initiated by depositor, the interests are recalculated and disbursed according to the following procedure:

• In case of 12 months or more (the funds remained on the account for 12 months or more) in the amount of 3% of interest, according to the actual period of funds occurrence on the account, from consignation date to the date of withdrawal, calculated based on interest rates scale actual for the effective date of the contract;

• In case of less than 12 months – by interest rate of 0%

• In case of premature withdrawal, the interest rate on disbursed interests cannot be lower than interest rates on demand deposits effective on the date of withdrawal.

Additional information

Automatic renewal of the deposit contract is not available. In case the depositor would like to extend the contract, he should inform the bank and confirm the new contract terms, at least 3 (three) days prior to the date of deposit maturity. In case of depositor’s absence and failure to claim the deposit funds on the deposit maturity date, Bank transfers the deposit funds and accrued interest to the on-demand account of Depositor.   

*Effective interest rate in KGS – up to 14,36%.

*Effective interest rate in USD – up to 2.53%.

Kompanion Bank CJSC reserves the right to establish tailored interest rates on deposits depending on a deposit period and amount. 

Table of Interest Rates

Currency 3 months 6 months 9 months 12 months 18 months 2 years 3 years
KGS 5% 9% 11% 13% 13% 13.5% 13.5%
USD 0.5% 0.5% 2% 2.25% 2.5% 2.5%

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Calculate savings on a deposit


Annual Interest Rate

Bonus Interest:

Accumulated Amount:

Accrued Interest:

Данные расчеты являются примерными. Более точные расчеты вы можете получить у наших специалистов.

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