Savings deposit

This product is for depositors who wish to save for a big-budget purchase and build their savings. Additional deposits are allowed.(Above says Not Applicable)

The benefit of this product is the ability to protect your savings against risks of loss, overspending, regardless of income level, thanks to accessible deposit amounts.

Product Name 

«Savings» deposit

Product category 

Private deposits. Savings deposit, with replenishment option available.  

Deposit can be replenished by third parties.



Deposit maturity period 

in KGS 3 to 36 months, in RUB 3 to 12 months

Minimal amount of initial deposit

KGS 200, RUB 1000

Maximum amount of initial deposit

KGS 20 000 000, RUB 15 000 000

Minimal amount of a single replenishment


Maximum amount of monthly replenishment

KGS 3 000 000, RUB 3 000 000

Restrictions on additional replenishments of the Deposit

Replenishment of the Deposit is not allowed in the following cases:

- 2 months before the Deposit expiration date, if the Deposit was opened for the term from 6 to 12 months;

- 3 months before the Deposit expiration date, if the Deposit was opened for the term of 12 months and more.

Deposit type 

Fixed term savings deposit

Interest capitalization 

On a quarterly basis, according to interest capitalization dates (the same day of each month, similar to the date of signing the Deposit contract), by transferring to the on-demand account.

Partial withdrawal 

Not available

Disbursement of interest 

Not available

Consignation of initial deposit 

On the day of signing the contract 



Premature withdrawal 


The maximum maturity of deposit is 36 months, with the option of premature withdrawal. In case of premature withdrawal of deposit initiated by depositor, the interests are recalculated and disbursed according to the following procedure:

  • In case of withdrawal for a period of 12 months or more (funds remained on the account for 12 months or more) - recalculation in KGS at an interest rate of 3%, in RUB - at an interest rate of 0%;
  • In case of less than 12 months – by 0% interest rate


Additional information 

Automatic renewal of the deposit contract is not available. In case the depositor would like to extend the contract, he should inform the bank and confirm the new contract terms, at least 3 (three) days prior to the date of deposit maturity. In case of depositor’s absence and failure to claim the deposit funds on the deposit maturity date, Bank transfers the deposit funds and accrued interest to the on-demand account of Depositor.   

Other terms 

 «Kompanion Bank» CJSC reserves the right to establish individual interest rates on deposits depending on its amount and maturity period.


*Compound interest is interest calculated on the accumulated interest of a deposit. The accrued interest is added to a deposit amount every three months on the same dates as the date of a deposit agreement.

*Effective interest rate in KGS – up to 13.63%.

*Effective interest rate in RUB – up to 3.54%.

Kompanion Bank CJSC reserves the right to establish tailored interest rates on deposits depending on a deposit period and amount. 

Table of Interest Rates

Currency 3 months 6 months 9 months 12 months 18 months 2 years 3 years
KGS 5% 9% 11% 12.5% 12.5% 13% 13%
RUB 2% 3% 3.5%

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Calculate savings on a deposit


Annual Interest Rate

Bonus Interest:

Accumulated Amount:

Accrued Interest:

Данные расчеты являются примерными. Более точные расчеты вы можете получить у наших специалистов.

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