Online loan

Prompt loan processing 24/7 in just 5 minutes! You do not need to go to the bank branches to get a loan. You can apply for a loan in the Kompanion app!

Loan amount: from 500 to 200,000 KGS. For users of Kompanion mobile application who have passed remote identification: from 500 to 15,000 KGS. For users of the mobile application "Kompanion" who passed full identification in one of the Bank's branches: from 500 to 100,000 KGS, and for repeat customers - up to 200,000 KGS.

Loan term: from 1 to 36 months.

Nominal annual interest rate: 26.99%.

Annual effective interest rate: from 31.05%.

Collateral: not required.

For loans secured by cash on deposit accounts with Kompanion Bank, the term of the loan should not exceed the term of the deposit.

Waiting time for crediting of funds after signing the loan agreement:

• from 2 000 to 14 999 KG soms - credited instantly
• from 15 000 to 49 999 KG soms - 3 hours;
• from 50 000 to 100 000 KG soms - 6 hours;
• over 100 001 KG soms - 24 hours. During this time, in order to protect against fraudulent loans, the bank makes a control call to the client from the official number to confirm the request for loan processing through the application. If the confirmation from the client is not received, crediting of funds will not be made.

Who can get a loan?

Individuals and individual entrepreneurs from 18 to 68 years old:

With a Kyrgyz passport

Employed and receiving official salaries (information on salaries is verified by the Bank through the Social Fund of the Kyrgyz Republic) and/or individual entrepreneurs engaged in business.