Bank mission
Together we create
a better future
We create conditions for financial stability for our customers, expand access to banking services and strive to provide first-class service.
Bank history
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Bank's achievements
Gold Certificate from CERISE+SPTF
Kompanion Bank received the Gold Certificate of Compliance with Client Protection Principles from CERISE+SPTF.
Кompanion Bank - the best employer according to "Cheksiz"
Кompanion Bank has earned the title of the best company for creating conditions and infrastructure for individuals with disabilities, as well as being recognized as the 'Best Regional Employer' in the 'Cheksiz' competition.
Kompanion Bank join the global alliance for banking on values (GABV)
CJSC Kompanion Bank is the first in the Kyrgyz Republic to join the Global Alliance for Banking on Values (GAVB). This decision was announced at the Alliance's annual meeting on April 18 in New York.
The Bank of the Year for Advancing QR Code Payments
In 2021, Companion Bank was awarded the title of 'Bank of the Year for Advancing QR Code Payments' by the Interbank Processing Center.
EUROPEAN MICROFINANCE AWARD
In November 2014, Kompanion became the first organization in Central Asia to have the honor of winning the 5th European Microfinance Award. The Award is granted to financial institutions for their innovative ideas with a view to promote best practices.
CLIENT PROTECTION PRINCIPLES
In April 2017, the Kompanion Bank successfully passed the independent certification of the rating agency MicroFinanza Rating, once again confirming the implementation of the principles of protecting customers globally promoted by Smart Campaign.
"Α-" rating
In April 2014, Kompanion received an "α-" rating from international rating agency M-CRIL (Micro-Credit Ratings International Limited). This high insitutional rating signifies that Kompanion is a sustainable and financially sound organization focused on building long-term relationships with clients.
Bank of the Year for Promoting QR Code Payments
In 2023, Bank Companion was recognized as the "Bank of the Year for Elcart Contactless Card Issuance."
We provide socially responsible financial services
Bank with a social mission
Kompanion Bank provides financial as well as non-financial services that contribute to improving the economic and social situation of communities and caring for the environment. We also adhere to the ESG (Environmental, Social, Governance) strategy, considering environmental, social and corporate governance aspects in our activities. We have highly qualified agronomy and livestock professionals in our bank who are ready to provide advice and free training to gardeners and farmers, especially those living in remote regions of the country.
Educational agricultural programs
• Eco-garden initiative. We provide information on how to care for fruit trees, create new orchards, harvest and store crops, as well as build cellars and use fertilizers. The trainings also include financial literacy and healthy eating. • Development of Livestock Management (LM) Initiative. We teach livestock care from purchase to end of life, including the prevention of infectious and parasitic diseases, housing and fattening of livestock. • Agricultural consultations. We provide our clients with agricultural advice, brochures and leaflets that help them learn how to save and invest for the future.
Financial inclusion.
• Financial Literacy Trainings include planning a family budget, accounting for unexpected expenses, assessing savings opportunities and step-by-step achievement of financial goals. • Digital Literacy Trainings help our clients master the basics of online safety and protect themselves from Internet fraud.
Platforms for events and networking.
• Corporate social responsibility (CSR). We are committed to conscious charitable activities, stewardship of the environment, investing in people, maintaining high standards of consumer responsibility and partnering with local governments and communities. • Apple festival. This is an annual event hosted by the Bank since 2006 where entrepreneurs meet buyers and present a wide range of products including fresh fruits, handicrafts, confectionery and more. The festival also offers the opportunity to receive advice from agronomists of Kompanion Bank.
Management
Cherikbaeva Margarita Shaimovna
CHIEF EXECUTIVE OFFICERFrom March 12, 2018 Margarita Cherikbaeva was appointed as a CEO of Kompanion Bank CJSC. Prior to joining Kompanion Bank, Margarita had been CEO of Finca Bank from 2015. From 2011 to 2015 she held position of the Chief Operating Officer in Finca Bank. Prior to that, Margarita Cherikbaeva supervised the work of the business units associated with German bank ProCredit Holding in the Caucasus, West Africa and Latin America. She has many years experience in consulting work in West Africa, Southeast Asia and the Middle East. Margarita Cherikbaeva obtained a Master’s degree in Economics from the University of Trier (Germany), and in 2023, she successfully defended her dissertation and was awarded the degree of Doctor of Business Administration (DBA) from the Paris School of Business.
Kubanychbek Bapa Uulu
DEPUTY CHAIRPERSON OF THE MANAGEMENT BOARDOn the 3rd of April 2018, Kubanychbek Bapa uulu was appointed as Deputy Chairperson of the Management Board of Kompanion Bank CJSC. "On the 3rd of April 2018, Kubanychbek Bapa uulu was appointed as Deputy Chairperson of the Management Board of Kompanion Bank CJSC. Before joining Kompanion, he was CEO of Dos-Credobank OJSC from 2014 to March 2018, where he had previously worked as Deputy Chairperson of the Management Board from 2012. From October 2010, he served as Crediting Manager, and in February 2012, he became Member of the Management Board of Dos-Credobank OJSC. From February to September 2010, he combined the positions of Head of the Crediting Division for International Financial Institutions Program and CEO Adviser. He began his professional career in Energobank OJSC (from 2004 – ATFBank Kyrgyzstan OJSC), where, from 2004 to 2010, he successfully passed every stage of professional growth from Specialist of the Crediting Sector on the EBRD line to Branch Director. He graduated from the K. Tynystanov Issyk-Kul State University and holds two diplomas: mathematics and system programming, as well as accounting, analysis and audit."
Natalia Germanovna Fefilova
MEMBER OF THE MANAGEMENT BOARDOn the 3rd of April 2018, Natalia Fefilova was appointed as Member of the Management Board of Kompanion Bank CJSC. "On the 3rd of April 2018, Natalia Fefilova was appointed as Member of the Management Board of Kompanion Bank CJSC. Before joining Kompanion, she had worked at LFS Financial Systems GmbH German consulting company since 2011, where she took part in the implementation of the EBRD project in North Caucasus (RF) and spearheaded the German Development Bank’s (KfW) project in Uzbekistan. Both projects were aimed at supporting commercial banks which worked in the micro- and SME financing sector. In addition, she was responsible for the development of micro-financing and all of the operations of AccessBank (related to LFS) in Tajikistan. From 2005 to 2010, Natalia Fefilova served at IPC GmbH German consulting company in the micro- and SME financing sector and HR management in ProCredit Banks in Sierra-Leone and Mexico. She also participated in the implementation of the micro- and SME financing projects in Kyrgyz Republic and Russian Federation. Natalia Fefilova has an 8-year work experience in Central Asia. She has an Economics MBA from the University of Kassel (Germany)."
Damir Dosumbetov Kylychbekovich
DEPUTY CHAIRPERSON OF THE MANAGEMENT BOARDIn the autumn of 2017 Damir Dosumbetov was appointed to the position of Chief Credit Officer of the Management Board of Kompanion Bank CJSC. In 2004 he graduated from the Kyrgyz National University in the specialty "Finance and Credit". In 2009 Damir received a law degree in the field of "Civil Legal Activity". In 2005 he started his career at the position of retail lending specialist department in Ineximbank CJSC. 2006 to 2008 held leading positions at Finance Credit Bank KAB: Head of the Mortgage and Consumer Lending; Acting Head of Corporate Lending Department as well as Head of Sales Department. In 2008 Damir joined the Kompanion as a senior credit administrator. Four years later he headed the department of credit administration and showed himself to be a skilful manager. In the autumn of 2017 Damir Dosumbetov was appointed to the position of Chief Credit Officer of the Management Board of Kompanion Bank CJSC.
Satibaldiev Maksatbek Satibaldievich
DEPUTY CHAIRPERSON OF THE MANAGEMENT BOARDMaksatbek Satibaldiev joined Kompanion Bank in 2018 as a Project manager and, in two years, was promoted to Chief Accountant, and in October 2023, he accepted the post of Deputy CEO/Chief Financial Officer. Maksatbek Satibaldiev graduated with honors from the Academy of Management under the President of the Kyrgyz Republic in 2005. Before joining Kompanion Bank, he served as Chief Financial Officer at CJSC Ijara Company Kyrgyzstan. Maksatbek also gained extensive experience at Kyrgyz Investment and Credit Bank CJSC, where he managed to build a career from Accountant to Deputy Chief Financial Officer and Deputy Chief Operating Officer. While working in various business divisions, such as the Accounting and Reporting Department, the Branch Opening and Support Department, and the Mobile Financial Services Department, he was actively involved in improving processes and introducing innovative products.
Seleznev Dmitry Ivanovich
DEPUTY CHAIRPERSON OF THE MANAGEMENT BOARDIn August 2024, Dmitry Seleznev was appointed Deputy Chairman of the Management Board of Kompanion Bank CJSC. In 2009, he graduated from the Kyrgyz-Russian Slavic University named after B.N. Yeltsin with a degree in Applied Mathematics and Informatics. Dmitry began his banking career in 2014 at FINCA Bank CJSC, where he established himself as an expert in digital solutions and financial technologies. In 2021, Dmitry joined Kompanion Bank, making a significant contribution to the development of the bank's IT infrastructure by working on the modernization of internal systems and improving digital services for customers. In his new role, Dmitry is responsible for the strategic development of technological areas, including accelerating the bank’s digital transformation, implementing modern fintech solutions, and enhancing cybersecurity. His key priorities are to create innovative platforms for remote customer service, automate internal processes, and integrate advanced technologies—such as cloud solutions and artificial intelligence—to improve operational efficiency and enhance the customer experience.
For payments in som
Kompanion Bank CJSC
720044, Bishkek, Shota Rustaveli St., 62
Correspondent account in the National Bank of
the Kyrgyz Republic:1013810003780106
BIC 113001
INN 01210200410119
OKPO: 23672096
For payments in foreign currency
Kompanion Bank CJSC
62, Shota Rustaveli St., Bishkek, 720044,
Kyrgyz RepublicSWIFT CODE: KOMPKG22