Key to a Million

A million may be closer than it seems!Now every action in the “Kompanion” mobile app is a step toward winning 1,000,000 KGS.Paying through “Kompanion” is fast, convenient, and secure.Simply use the app as usual:pay for mobile services, utilities, schools, and kindergartens,purchase goods and groceries,top up deposits and repay loans,pay via QR.For every payment from 200 KGS, you receive a virtual keyCollect 5 silver keys to open a chest worth 100,000 KGS.Collect 5 gold keys to win the grand prize — 1,000,000 KGS!All rewards are credited directly in the app, and your activity determines the outcome.A total of 39 winners will be selected over three months.Use the “Kompanion” app, collect keys, and get closer to your dream!Campaign period: November 14, 2025 – February 12, 2026Contact center: 88 00 (toll-free from mobile), WhatsApp: +996 770 33 88 00.

FOUR TRIPS FOR TWO TO THAILAND — THE GRAND PRIZE OF THE “WINTER HOLIDAYS WITH BANK KOMPANION” PROMOTION  Make your international transfers with Bank Kompanion!From October 1 to December 31, 2025, clients of Bank Kompanion who conduct international transfers will have the chance to enjoy a winter holiday by the sea, on white sandy beaches. International transfers with Bank Kompanion are always fast and secure, and during the promotion period they bring additional value.All Bank Kompanion branches across Kyrgyzstan are taking part!In total, 162 winners will be determined — finalists of three stages across all branches. At each stage, three winners will be selected in every branch:• 1st place — 40,000 KGS,• 2nd place — 30,000 KGS,• 3rd place — 20,000 KGS.Active participants across all regions of Kyrgyzstan will be able to win cash prizes, while four finalists with the largest volume of transfers sent and/or received will claim the grand prize — a trip for two to Thailand.Special nomination for users of the Kompanion appAlongside the three final winners determined by overall international transfer volume, a fourth winner will be selected under a special nomination. This award is reserved for the client who makes the highest volume of international transfers specifically through the Kompanion mobile app.How does the promotion work?Transfers can be made in any currency. - Transfers through international systems are counted: Zolotaya Korona, Astrasend, Western Union, Sendy, RIA, Kwikpay, Ria Money Transfer, TransferGo, BEST, Granat, MoneyGram, +Pay, Kaspi, as well as transfers made via the Kompanion app and Elkart/Visa cards issued by the Bank. - Domestic transfers within Kyrgyzstan and refunded transactions are not included. - Winners are determined by the highest volume of incoming and outgoing transfers; in case of equal amounts, the number of transactions will be considered. - Results of each stage and the final will be published on the official website www.kompanion.kg  and on the Bank’s social media accounts.Who can participateAll individuals — citizens of the Kyrgyz Republic and non-residents aged 16 and above — who are clients of the Bank are eligible to participate.Join the Bank Kompanion promotion today!For full terms and conditions, please visit TERMS OF THE PROMOTION​For additional information: 88 00 (toll-free from mobile), WhatsApp +996 770 33 88 00.​

BANK KOMPANION AND IPC PROMOTION: STRAIGHT TO A VELVET PHU QUOC The most beautiful sunsets, pearl farms, the world’s longest over-sea cable car, and much more — all this awaits You on Phu Quoc Island in Vietnam.You can experience it by joining the joint promotion of Bank Kompanion and CJSC “Interbank Processing Center” — “Elkart+ Kompanion = Gifts”, which runs from October 1 to December 31, 2025.Elkart+ cardholders — both residents and non-residents of the Kyrgyz Republic over the age of 16 — are eligible to participate. The minimum payment amount is KGS 200.Here is what You can win in the promotion:• KGS 1,000 credited to Your card for the 1,000th payment since the start of the promotion;• At the end of each month — a tablet, smartphone, and fitness bracelet;• In the grand finale — a trip for two to Vietnam (Phu Quoc Island), an Apple iPhone 16 Pro Max, and a gaming station. Winners will be those who make the largest volume of payments with their Elkart+ card during the promotion period.Pay with Your Elkart+ card or via QR code from Your Elkart+ card balance through the Kompanion app and become a participant in the promotion.Full rules of the promotion and the procedure for determining winners are available at TERMS AND CONDITIONSContact Center: 88 00 (free from mobile), WhatsApp +996 770 33 88 00.